SIP Calculator

Forecast your Mutual Fund and Stock Market investment returns reliably.

Total Invested Amount: ₹0
Estimated Returns: ₹0
Total Maturity Value: ₹0

Past Calculations

    Your past 3 calculations will appear here.

About SIP Calculator

A Systematic Investment Plan (SIP) is a disciplined investment strategy where you invest a fixed amount of money at regular intervals (usually monthly) in mutual funds or stocks. The SIP Calculator helps you forecast the future wealth you can accumulate by leveraging the power of compounding interest over long durations.

This premium Neumorphic calculator computes entirely within your browser, ensuring no financial inputs are transmitted externally while generating instant, precise forecasts of your wealth-building journey.

Mathematical Formula

The core mathematical formula utilized to calculate the future value of an annuity (SIP) is:

M = P × ({[1 + i]^n - 1} / i) × (1 + i)

M = Maturity Amount (Total Value)
P = Monthly Investment Amount
i = Periodic Interest Rate (Annual Rate ÷ 12 ÷ 100)
n = Number of payments made (Years × 12)

Common Uses

  • Retirement Planning: Estimating how a recurring monthly deposit of ₹10,000 will grow over 25 years in an equity fund.
  • Goal-Based Saving: Figuring out exactly how much you need to invest monthly at an assumed 12% return to afford a house down payment in 5 years.
  • Wealth Visualization: Understanding the profound impact of compounding interest by contrasting total invested capital against estimated returns.

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